In this article, you get to know about CCB payment dates 2022, Canada Child benefits extra payment 2022, CCB young child supplement 2022 as well as other information you need to know. So let’s find out what CCB means and how you can benefit or apply.
CCB payment dates 2022: The Canada Child Benefit is a monthly tax-free benefit available to eligible families with children who are under 18 years of age. Its name has changed over the years and it’s often still referred to by many as the “Child Tax Benefit.”
With its introduction in the 2016 Federal Budget, the Canada Child Benefit (CCB) replaced the Canada Child Tax Benefit (CCTB) and the Universal Child Tax Benefit (UCCB). It was also enhanced to provide increased benefits to low and middle-income families.
The CCB is aimed at eradicating child poverty in Canada and it is unique in that the benefits received are not considered as taxable income.
What this means is that the families that benefit from the program will not lose other income-tested benefits such as the GST/HST credit and the Guaranteed Income Supplement.
Below I detailed the CCB payment dates in 2022 and everything else you need to know about the Canada Child Benefit.
CCB payment dates 2022
|1.||January 20, 2022|
|2.||February 18, 2022|
|3.||March 18, 2022|
|4.||April 20, 2022|
|5.||May 20, 2022|
|6.||June 20, 2022|
|7.||July 20, 2022|
|8.||August 19, 2022|
|9||September 20, 2022|
|10.||October 20, 2022|
|11.||November 18, 2022|
|12.||December 13, 2022|
Note: Payments are made directly to the bank account you register with CRA. While payments are generally made by the 20th of the month, you should wait about a week or so before contacting CRA if you haven’t yet received the benefit.
Canada Child Benefit Amount
For the July 2021 to June 2022 payment cycle, the CCB provides a maximum annual benefit of $6,833 for each child under age 6 and up to $5,765 per year for each child between the age of 6 and 17.
Canada Child Benefit Dates and Application
What is the CCB?
The CCB is a tax-free benefit available to eligible families. The amount you receive is dependent on:
The number of children who live with you and their ages.
Your adjusted family net income.
Your child’s eligibility for the child disability benefit.
Your marital status.
Your province of residence and whether you qualify for other provincial child benefits that are administered by the CRA and combined with your CCB. The CCB payment period runs from July to June and the amount you receive is based on your income tax return for the previous year.
Check Out: GST payment dates for 2022
For example, CCB payment amounts for July 2021 to June 2022 payment cycle are based on your family’s net income for the 2020 tax year.
Starting in July 2022, your net income in 2021 is used to calculate your CCB benefit eligibility. To continue receiving the CCB, you and your spouse must file an income tax return every year even if you have not earned taxable income during the year.
How To Apply for the CCB
You may be eligible to apply for the CCB if you are directly responsible for a child who is a minor (under age 18) and live with them. You must also be a resident of Canada for tax purposes. The female parent is typically considered the primary caregiver.
Automatic application for the CCB occurs when you register the birth of your child with your province.
Alternatively, you can register via CRA My Account or complete Form RC66, Canada Child Benefits Application.
Newcomers who come to Canada with kids born abroad can complete Form RC66 and mail it to the tax centre closest to them (there are centres in Winnipeg, Sudbury, and Quebec).
You must provide proof of birth e.g. a birth certificate, passport, or permanent resident card, and complete the form Schedule RC66SCH, Status in Canada/Statement of Income.
It may take up to 11 weeks for your CCB application to go through. If you have questions about your CCB application, reach out to the CRA via its Canada Child Benefits contact number at 1-800-387-1193.
If you live in the Yukon, Nunavut, or the Northwest Territories, the contact number to call is 1-866-426-1527.
Canada Child Benefit Calculation: How Much CCB Will You Get?
The government has a child and family benefits calculator you can use to estimate your monthly CCB payments. For July 2021 to June 2022 payment period, the following maximum benefits apply:
Children under 6: $6,833 or $569.41 per month
Children between 6 and 17: $5,765 or $480.41 per month
As your adjusted family net income (AFNI) increases, the amount of CCB you get reduces. The phase-out rate starts at $32,028.
Number of eligible children
July 2021 – June 2022) AFNI over $32,028 and up to $69,395 AFNI over $69,395
1 child 7.0% 3.2%
2 children 13.5% 5.7%
3 children 19.0% 8%
4 or more children 23.0% 9.5%
To see how the phase-out rates work, consider the following example: A family with a combined net income of $90,000 and 2 kids aged 2 and 3 (both under 6 years) will receive:
The maximum annual CCB for two children under 6 years is $13,666 (i.e. $6,833 x 2).
There is a 13.5% phase-out rate for income between $32,028 and $69,395: ($37,367 x 13.5%) = $5,044.545.
There is a 5.7% phase-out rate for income between $69,395 and $90,000: ($20,605 x 5.7%) = $1,174.485
The total reduction amount: ($5,044.545 + $1,174.485) = $6,219.03
Total CCB received = maximum annual CCB – reduction amount
Total CCB = ($13,666 – $6,219.03)
Total CCB received = $7,446.97 or $620.58 per month.
A family that is eligible for the CCB may also qualify for the Child Disability Benefit which provides up to $2,915 per year (or $242.91 per month) per eligible child.
Provincial Child Benefit Programs and the CCB
Some provincial child benefit programs are administered by the Canada Revenue Agency and are combined with CCB payments including:
New Brunswick Child tax benefit
Newfoundland and Labrador child benefit
Northwest Territories child benefit
Nova Scotia child benefit
Nunavut child benefit
Yukon child benefit
BC early childhood tax benefit
Ontario child benefit
The Alberta Child Benefit and Alberta Family Employment tax credit are paid out separately from the CCB. Starting in July 2020, both Alberta programs were consolidated into a new program called the Alberta Child and Family Benefit (ACFB). Quebec offers a Family Allowance payment via Retraite Quebec.
Other child benefits available in Quebec include the Supplement for Handicapped Children Requiring Exceptional Care and Supplement for the Purchase of School Supplies.
CCB Increase in 2022
CCB payments increased last July to keep up with inflation. The maximum annual CCB benefit for a child under 6 increased to $6,833 and for those aged 6-17, the maximum annual benefit is now $5,765 per child.
This 1% increase translates to an extra $68 per child under 6 over the next payment cycle or approximately $5.67 per month. This increase extends to 2022 until the current payment cycle ends in June 2022.
Canada Child Benefit Young Child Supplement (CCBYCS)
The CCB young child supplement (CCBYCS) provided up to four extra payments to families with children under age 6 in 2021. To be eligible, you must have a child under age 6 in January, April, July, or October.
You get $150 to $300 per child based on your family net income in 2019 and 2020. The January and April 2021 payments were made as follows:
$300 per child if your family net income in 2019 was $120,000 or less.
$150 per child if your family net income in 2019 was more than $120,000.
The payments in July and October 2021 were made as follows:
$300 per child if your family net income in 2020 was $120,000 or less.
$150 per child if your family net income in 2020 was more than $120,000.
CCB Young Child Supplement Payment Dates
CCBYCS was paid separately from CCB with the payment dates on:
May 28, 2021 (includes January and April payments)
July 30, 2021
October 29, 2021
There is no indication from the government that supplemental CCB payments will continue in 2022.
Child Disability Benefit Payment Dates 2022
The Child Disability Benefit (CDB) is paid to eligible families who have a child under 18 that suffers from a severe and prolonged impairment that limits them physically or mentally.
The maximum Canada Disability Benefit for the period of July 2021 to June 2022 is $242.91 per month or $2,915 per year. The CDB is included in CCB payments for those who qualify and payment dates occur on the same dates as the CCB as follows:
January 20, 2022
February 18, 2022
March 18, 2022
April 20, 2022
May 20, 2022
June 20, 2022
July 20, 2022
August 19, 2022
September 20, 2022
October 20, 2022
November 18, 2022
December 13, 2022
Canada Child Benefit FAQ
How much is the child benefit in Canada per month?
For children under age 6, the current maximum monthly benefit is $569.41 per child. For children older than 6 through 17, the maximum monthly benefit is $480.41 per child. Families with a net income below $32,028 will receive the maximum benefit.
Is the Canada Child Benefit taxable?
No, the Canada Child Benefit is a tax-free benefit and does not count towards your taxable income when you file your income tax return.
How is the CCB calculated?
How much you receive is dependent on your family’s net income for the previous year, the age and number of your children, and your province of residence.
Check Out: OAS payment dates 2022: How much will CPP and Oas increase
At what age does the Canada Child Benefit stop?
Child benefits stop when your child turns 18 or when your family’s net income exceeds the maximum threshold.
Do you pay back child benefits in Canada?
If the CRA pays you too much CCB, they will let you know how much was overpaid and the excess amount may be deducted from your future CCB payments, income tax refund, or GST/HST credit.
Is the CCB increased in 2022?
CCB increases in 2021 also extend to 2022 during the payment cycle which runs from July 2021 to June 2022.
How much extra CCB will I get in 2021?
Families can get up to an extra $1,200 per child under the age of six in 2021 through the CCB young child supplement (CCBYCS).