What is the maximum Social Security payment?: The most a person who files a claim for social insurance retirement benefits in 2021 can receive per month is:
$3,895 for somebody who files at age 70.
$3,148 for somebody who files at full retirement age (currently 66 and a pair of months).
$2,324 for somebody who files at 62.
(For context, the estimated average social insurance superannuation in 2021 is $1,543 a month. the standard benefit is $1,277.)
Check Out: Social Security schedule for 2022- All dates
Who is eligible for the foremost benefit? People whose earnings equalled or exceeded social insurance’s maximum taxable income — the number of your earnings on which you pay Social Security taxes — for a minimum of 35 years of their working lives. the utmost taxable income in 2021 is $142,800. The figure is adjusted annually to support changes in national wage levels, and thus the utmost benefit changes each year.
Keep in mind
The maximum benefit isn’t to be confused with the foremost family benefit. That’s the foremost a family can collectively receive from Social Security (including retirement, spousal, children’s, disability or survivor benefits) on one family member’s earnings record.
Toll free number Social Security
If you cannot use their online services, they can help you by phone when you call your local Social Security office or their toll-free National 800 Number. In-person service is limited to appointments only at this time and if they cannot help you online or by phone.
You can find the phone number for your local office by using our Office Locator.
You can call their National 800 Number at 1-800-772-1213 between 8:00 a.m. – 7:00 p.m., Monday through Friday. Wait times to speak to a representative are typically shorter Wednesdays through Fridays or later in the day. They also offer many automated telephone services, available 24 hours a day, so you do not need to speak with a representative.
Please note that they are upgrading their National 800 Number system. During this transition, you may experience longer wait times. They sincerely apologize for any inconvenience and they appreciate your patience while they work towards a new, more modern phone service.
If you’re deaf or hard of hearing and use TTY equipment, you can call their TTY number at 1-800-325-0778.